The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)

The Indian government has introduced a ground-breaking health insurance program called the Ayushman Card. This initiative, introduced in September 2018, aims to provide financial protection to vulnerable and economically poor families by offering coverage for a range of medical expenses.

One of the key benefits of the Ayushman card is its comprehensive coverage, which encompasses a wide array of medical treatments and procedures. Beneficiaries can avail themselves of secondary and tertiary healthcare services, including hospitalization, surgeries, and critical treatments, without the burden of exorbitant medical bills. The scheme covers pre-existing illnesses, ensuring that individuals with chronic conditions also receive the necessary medical attention.

The Ayushman card plays a crucial role in addressing the financial barriers that often prevent people from seeking timely and adequate healthcare. By offering a substantial coverage amount, it mitigates the economic burden on families, preventing them from plunging into poverty due to healthcare expenses. This financial support is particularly significant for those residing in rural and underserved areas, where access to quality healthcare is limited.

Furthermore, the Ayushman card promotes inclusivity by prioritizing the most vulnerable segments of the population. It targets families that are socioeconomically disadvantaged, ensuring that healthcare becomes accessible to those who need it the most. The scheme has a special focus on women, children, and senior citizens, recognizing their specific healthcare needs.

In addition to providing financial assistance, the Ayushman card contributes to the overall improvement of the healthcare system in India. It encourages the participation of private hospitals, fostering a collaborative approach to healthcare delivery. The scheme is designed to enhance the quality of services and promote transparency in healthcare transactions.

In conclusion, the Ayushman card stands as a beacon of hope for millions of Indians, offering them a safety net against the uncertainties of health-related expenditures. By ensuring that healthcare is both accessible and affordable, this initiative contributes significantly to the nation’s journey towards universal health coverage and a healthier, more prosperous society.

This is how you can apply for an Ayushman Card at home from your mobile as well.

Step 1 : Ayushman bharat

Open this site: https://beneficiary.nha.gov.in/

(Now onwards, I will be sharing steps from desktop mode only; however, they are the same for both desktop and mobile.)

Step 2 : Ayushman bharat

Provide your Mobile number here
for example, 90xxx9xxx

You will receive an OTP on your mobile device.

Step 3 : Ayushman bharat

Once you get OTP, just provide here and type captcha code

Click next or submit.

Step 4 : Ayushman bharat

Select the following fields from this screen:

(This information based on my location; you can select yours.)

State    : Maharashtra

Schema : PMJAY-MJPJAY

District : Nagpur

Search BY : Aadhar Number

Once you provide your Aadhar number and hit search, all the family members or people link with

Your account Aadhar number is shown here.

Here in Action column, if you already have or have created an Ayushman card, you will see the download button

Let’s see how to apply now for one of the family members. Click on ekyc under Action column

 After successfully entering both OTPs, one is coming into beneficiary account holder number

And other otp goes to person otp for whom you want to apply for Ayushman card

Post that, you will see this screen again You need to select ekyc (Aadhar OTP) option

Click verify. Once you enter details, provide necessary details

And click photo and submit your ayushman card, which is ready to download

You can print from the nearest internet café.

I hope you find this information useful.